The Dallas Fed promotes effective supervision of banking entities to foster stable and credible financial markets within an environment of organizational pride, developed through professional excellence, mutual respect and innovation.

The Banking Supervision Department of the Federal Reserve Bank of Dallas has supervisory authority over all state-chartered banks located in Texas, Northern Louisiana and Southern New Mexico that have elected to become members of the Federal Reserve. In addition, the department also supervises the corporations that own District banks (known as bank holding companies) and the operations of any foreign bank conducting business in the District.

We work with other federal and state authorities to promote safety and soundness in the operation of the financial industry and fair and equitable treatment of consumers in their financial transactions. We do this through on-site examinations, off-site monitoring and enforcement actions, when warranted.

We are committed to the development of a qualified, professional staff with the ability to assess the performance of depository institutions of all sizes and the impact of such performance on both national and international financial markets.

Appeals Procedures

The Federal Reserve Bank of Dallas has developed procedures for state member banks, bank holding companies and financial holding companies to appeal certain types of material supervisory determinations, which are defined in the procedures. The types of determinations eligible for appeal under these procedures include safety and soundness as well as consumer and Community Reinvestment Act ratings, loan loss reserve adequacy and significant loan classifications. These procedures were developed in response to a 1995 Board of Governors directive implementing the requirements of section 309 of the Riegle Community Development and Regulatory Improvement Act of 1994.