| Building
Wealth: A Beginner's Guide to Securing Your Financial
Future |
 |
Helps individuals
and families develop a plan for building personal
wealth. Presents an overview of personal wealth-building
strategies that includes setting financial goals,
seeking guidance, budgeting, saving and investing,
and managing debt.
Also available in Spanish: PDF
| Interactive |
Building
Wealth Instructor's Manual |
 |
The latest addition to the Building Wealth toolkit is an instructor's manual. Complete with suggestions for instructor-led discussions and student activities, the manual includes the Building Wealth CD-ROM and directions for using the interactive tools on the CD to enhance student participation.
To order hard copy with CD-ROM, call 214-922-5254. |
Banking
and Community Perspectives
|
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Provides articles and case
studies about community development issues, interviews
with policymakers and announcements on related upcoming
events. |
e-Perspectives |
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Webzine, published
about every other month, brings you timely articles
on community development along with time-saving
links. |
ETA—A Direct Deposit Account—Is Direct
to You |
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Information
on ETA(sm)—Electronic
Transfer Account—which uses direct deposit
to electronically transfer Federal benefits or
payroll payments straight into your bank account.
Brochure available in either English
or Spanish
. |
Fair
Lending Examination Procedures Summary and Risk
Factors Table |
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Summary and
quick reference table of fair lending exam procedures
and risks for bank CEOs, presidents, compliance
and CRA officers. |
A
Banker's Quick Reference Guide to CRA |
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An easy-to-use
guide to the 2005 revisions of the Community Reinvestment
Act regulation and examination procedures. |
|
Community Outlook Survey (COS)
|
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A quarterly online survey that measures the financial conditions of low- to moderate-income communities and the organizations that serve them in Texas, northern Louisiana and southern New Mexico. |
Take It to the Bank: Your Guide to Opening a Bank Account
|
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Developed for the Bank on Dallas campaign, this guide provides information on why a bank account is needed and advice on how to open and manage an account. The guide is also available in Spanish. |
Breaking Ground: A Beginner's Guide for Nonprofit Developers |
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Guides nonprofit organizations through the intricacies of affordable housing development. |
Neighborhood Stabilization Program (NSP1, 2 and 3) in Texas |
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Insights from NSP grantees on their programs—their successes, challenges, impact, lessons learned and related information. (2011) |
Neighborhood Stabilization Program |
|
Overview of the Neighborhood Stabilization Program and description of how Texas cities and counties are using NSP funds. (2009) |
The Enduring Challenge of Concentrated Poverty in America  |
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For a brief overview of the report, see e-Perspectives, Issue 3, 2008. |
CRA
Loan Data Collection Grid
|
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A quick guide
for identifying CRA loan data reporting categories.
Designed for bank CEOs, presidents, CRA and compliance
officers, and others who have an interest in the
CRA loan data collection process. |
A
Guide to Small Bank Public Performance Evaluations
Under the CRA
|
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An overview
of the CRA Public Performance Evaluation for small
banks and independents or affiliates of holding
companies with total banking assets of less than
$1 billion. |
Technical
Assistance Resource Guide for Small Business Owners
|
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Resources that
provide technical assistance and loan packaging
for small businesses. |
Texas
Colonias: A Thumbnail Sketch of the Conditions,
Issues, Challenges and Opportunities |
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Provides general
overview of Texas colonias, discusses various players
and their roles, and highlights development efforts
to improve living conditions. |
The
Credit Process: A Guide for Small Business Owners
 |
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Assists small
business owners or entrepreneurs seeking outside
financing for the first time.
(Federal Reserve Bank of New York) |
Access
to Credit: A Guide for Lenders and Women Owners
of Small Businesses |
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Contains suggestions
that can help lenders comply with fair lending guidelines
when handling credit applications from women owners
of small businesses. Offers guidance for both lenders
and women business owners seeking credit.
(Federal Reserve Bank of Chicago) |
Community
Reinvestment: Does Your Bank Measure Up?
|
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Helps consumers
understand how the CRA affects the way financial
institutions serve their communities.
(Federal Reserve Bank of Atlanta) |
